Be Loyal to your Realtor and Mortgage broker

Although there will be several people hard at work on your real estate transaction, your realtor and lender will be working the hardest.  Establishing a relationship early on with just one realtor will be indispensable to your success in the real estate course.  When you have chosen the realtor you prefer to work alongside, you will benefit from your loyalty to them.  Realtors work hard, and they are able to work harder when the threat of competition is eliminated.  Your commitment to them enhances their desire for your complete satisfaction.  You and your realtor will spend considerable time together, and if there is a solid foundation built on trust, you and your realtor will journey on the path to a fulfilling experience.  Most realtors and mortgage brokers take pride in building a relationship with you that will last far beyond the real estate transaction.   

Our top priority will be to build a relationship with you.  I view all of my clients as friends, and the outcome of working with you should be fun and effortless.  Mortgage brokers, as with realtors, work exceptionally hard to ensure your home loan proceeds as harmonious as possible.  Likewise, I will work hard for you and will rely on your total commitment.  It is my hope that you understand that I discourage you from reviewing all available options and offers; it is your right to make comparisons.  My intention of this message is to help you understand that once you have made a decision, honoring the decision is a presumed courtesy in our industry.  Remember that your realtor and your mortgage broker do not receive any compensation for a transaction until the transaction is complete. 

Try to imagine how you might feel if someone else completes a transaction in which you have done all the work first-hand to prepare the client.  From one friend to another, I would never advise someone to do this unless there are extenuating circumstances that force you into such a position.  You would be amazed at the number of clients we have closed loans for who continue to receive preferential treatment even beyond their closing dates.  For example, most lenders require that you pay for an appraisal up front, whereas those considered our friends are not required.  Other lenders will require their clients to pay for an appraisal up front because if your loan does not close with them they are often financially responsible.  I place trust in my friends; therefore, I never require them to pay for their appraisals up front. 

There may be a time during the transaction when the interest rates improve. We are then faced with the quandary of choosing to earn a higher profit from the transaction or choosing to lower your rate. While some may never realize any change to their rates, my friends will see their rates improve.  My friends will also receive, at no additional cost, a copy of their credit report any time during and after their real estate procedure.  On a final note, my friends will have a direct line to my cell phone number and home number, if needed.  These are just a few of the benefits that will instinctively occur as business acquaintances turn into business friendships.